Lorain County, OH: Foreclosures, Tax Liens & Distressed Properties

Lorain County, OH, Ohio: 24 ZIP codes scored, Lorain County, OH averaging 17/100 (low, Lorain, OH), from 10 to 19. Lorain County, OH is in its peak phase (Lorain, OH confidence 33/100): Lorain, OH home prices up 3.8% (Lorain, OH) over twelve months. Lorain County, OH lender headwind: 60/100.

Highest-scoring Lorain County, OH ZIPs: 44001 (19/100), 44011 (19/100), 44012 (19/100), 44028 (19/100), 44035 (19/100), 44039 (19/100). Also scored in Lorain County, OH: 44044, 44049, 44050, 44052, 44053, 44054, 44055, 44074, 44090, 44253.

Across Lorain County, OH's scored ZIPs: median home value $243,558, household income $80,863, 6.5% vacancy, 9.7% poverty, 81% owner-occupied, median age 44.1.

Lorain County, OH insurance distress 23/100 (#2,010 in the US); FEMA hazard 0/100 for Lorain, OH; 9 Lorain, OH NFIP flood claims, $43K paid; Lorain, OH construction distress 11/100.

17 banks with 62 branches lend in Lorain County, OH; Lorain, OH weighted bank stress 66/100, highest 91/100 in Lorain, OH.

Lorain County, OH unemployment 1.8% (Lorain, OH -3.9 pts, six months); 1,438 new housing units permitted in Lorain County, OH over twelve months, Lorain, OH up 40% from 1,029; Lorain, OH home prices +10.0% a year (Lorain, OH) over three years.

136,548 housing units in Lorain County, OH; 33,094 Lorain, OH renter households; 43% of Lorain, OH renters spend 30%+ of income on rent, 24% (Lorain, OH) half or more.

Lorain County, OH ranks #2,905 nationally on the opportunity index (Lorain, OH, among all ranked counties); Lorain, OH scores 23.8/100 and Lorain, OH sits #69 inside Ohio. Lorain, OH is in the weak opportunity phase; Lorain, OH's primary driver is bank institutional, Lorain, OH second driver vacancy; Lorain, OH moved up 141 places. 26 short-sale listings across Lorain, OH; 76 days on market observed in Lorain, OH; 7.0% vacancy over 24 Lorain, OH ZIPs.

1.2% of Lorain County, OH mortgages were ninety-plus days late in December 2025; Lorain, OH's thirty-to-eighty-nine-day share was 2.6% (CFPB county sample). Lorain, OH's ninety-day rate is up 0.3 points on twelve months earlier; the Lorain, OH peak since 2008 was 4.6% in January 2010; Ohio overall reads 1.0%.

Lorain County, OH has 10 watched banks; 10 Lorain, OH banks sit in an elevated band. Lorain, OH footprints: Huntington National Bank (13 branches, stress 63) in Lorain, OH; Fifth Third Bank Na (7 branches, stress 62) in Lorain, OH; Keybank National Assn (5 branches, stress 65) in Lorain, OH.

HUD lists 17 assisted multifamily properties in Lorain County, OH with 1,540 units; 1,169 Lorain, OH units are assisted, 10 Lorain, OH properties under project-based Section 8.

9,004 of the 136,548 housing units in Lorain, OH sit vacant. Lorain County, OH permitted 443 multifamily units in twelve months; Lorain, OH's one-to-four unit structures added 995 units in Lorain County, OH.