ZIP 44089 Foreclosure, Tax-Lien & Distress Report

In Erie County, Ohio, ZIP 44089 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (31/100), construction/permit lag (19/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (5/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (71/100). Structurally it carries 31/100, against 1/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 31% higher over three years (phase confidence 46/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $72,045, near the U.S. median near $78,000. The poverty rate is 5.2% — low. The ZIP holds roughly 8,086 housing units. Educational attainment sits at 29% bachelor's-or-above. Rent burden reaches 25% of tenant households. DLRadar's demographic-stress index for the area reads 24/100. The tenure split is 81% owner-occupied to 19% rented. The vacancy rate is 13.3% — elevated. Population is roughly 15,873 with a median age of 51. A median home runs $210,500 here, or 2.8 times local income.

Taken together, 44089 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 44089 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 44089 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 44089, the field stays empty rather than modeled, and fills in as new documents post.

Behind 44089's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 44089 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.