ZIP 44049 Property Distress & Foreclosure Data

ZIP code 44049 in Lorain County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (51/100), construction/permit lag (45/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (70/100)). On the structural side it scores 51/100, with 2/100 of stress already active.

The expansion-phase market in 44049 posted values that rose 5.9% over the year (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $58,750 — below the roughly $78,000 national figure. The vacancy rate is 12.4% — elevated. Population is roughly 230 with a median age of 41. About 20% have a four-year degree. Around 37% of renters are cost-burdened. The ZIP holds roughly 110 housing units. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. A median home runs $139,600 here, or 2.3 times local income. On demographic stress specifically, 44049 scores 27/100. The tenure split is 73% owner-occupied to 27% rented.

On the whole, 44049 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.