ZIP 44049 Foreclosure, Tax-Lien & Distress Report
Lorain County, Ohio · High Vacancy market
Scored purely from public records, 44049 (Lorain County, Ohio) returns a low composite of 19/100. Leading the profile are structural risk (42/100), institutional ownership (16/100), construction/permit lag (11/100). construction/permit lag (11/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (70/100)). Latent structural risk is 42/100 while live distress already moving reads 2/100.
The market reads peak — home values rose 3.8% year on year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $58,750, median income runs below typical U.S. levels. The vacancy rate is 12.4% — elevated. 230 residents call 44049 home, typically aged 41. Educational attainment sits at 20% bachelor's-or-above. Around 37% of renters are cost-burdened. There are about 110 housing units across 44049. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. Home values center near $139,600, an affordability ratio of 2.3× — accessible. The demographic-stress sub-score lands at 27/100. Owners hold 73% of homes, renters 27%.
On the whole, 44049 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 44049 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 44049 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 44049 shows blanks, not estimates, wherever the record is sparse.
The 19/100 figure for 44049 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 44049 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 44049’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
44049 at a glance
A live read on 44049: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Lorain County
Explore related distress reports
Further distress data across Lorain County, Ohio at ZIP, county and state level.
See every distressed parcel in 44049
Get every distressed property in 44049 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology