ZIP 44054 Foreclosure, Tax-Lien & Distress Report
Lorain County, Ohio · Affordable market
In Lorain County, Ohio, ZIP 44054 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are structural risk (42/100), institutional ownership (16/100), construction/permit lag (10/100). On the quiet end sit construction/permit lag (10/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (68/100). On the structural side it scores 42/100, with 2/100 of stress already active.
Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 26% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $73,151, near the U.S. median near $78,000. Rent burden reaches 21% of tenant households. Roughly 9.4% live below the poverty line. Population is roughly 12,733 with a median age of 46. A median home runs $184,400 here, or 2.4 times local income. Vacancy runs 5.5%. About 25% have a four-year degree. The demographic-stress sub-score lands at 23/100. The ZIP holds roughly 6,148 housing units. Owners hold 76% of homes, renters 24%.
On balance 44054 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 44054 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 44054 stays directly comparable to neighboring ZIPs and the rest of Lorain County, Ohio. Every figure is auditable to a public dataset and refreshed as records update; 44054 shows blanks, not estimates, wherever the record is sparse.
44054's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 44054 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 44054’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
44054 at a glance
The live 44054 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Lorain County ZIP reports
Nearest ZIP codes to 44054
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Lorain County, Ohio — ZIP, county and statewide.
Unlock the full ZIP 44054 acquisition report
The full 44054 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology