ZIP 44011 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 44011 (Lorain County, Ohio) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (70/100). Its heaviest discrete signals: structural risk (42/100), institutional ownership (16/100), construction/permit lag (11/100). By contrast, construction/permit lag (11/100) and mortgage stress (7/100) register low. The split runs 42/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 3.8% year on year, and 14% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

25,082 residents call 44011 home, typically aged 41. The poverty rate is 3.8% — low. A median home runs $395,900 here, or 3.0 times local income. There are about 9,868 housing units across 44011. Around 28% of renters are cost-burdened. The vacancy rate is 3.6%. About 59% have a four-year degree. DLRadar's demographic-stress index for the area reads 20/100. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $126,618 — above the roughly $78,000 national figure.

Broadly, 44011 is a steadier market — the deals are the exceptions, not the rule. While 44011 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 44011's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 44011, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 44011 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 44011 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.