ZIP 44145 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 44145 (Cuyahoga County, Ohio) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (87/100). The pressure is most legible in structural risk (46/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Structural risk reads 46/100 against active distress of 3/100.

The market reads peak — home values rose 3.8% year on year, and 20% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $368,200 (3.0× income, relatively affordable). The ZIP holds roughly 15,559 housing units. Vacancy runs 7.7%. 73% of housing is owner-occupied. Rent burden reaches 37% of tenant households. DLRadar's demographic-stress index for the area reads 24/100. About 34,036 people live here, median age 47. 5.1% of residents fall below the poverty threshold. Median household income is $110,101, above the U.S. median near $78,000. About 58% have a four-year degree.

On balance, 44145 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 44145 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 44145 stays directly comparable to neighboring ZIPs and the rest of Cuyahoga County, Ohio. Where the public record is thin for 44145, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 44145 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 44145 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.