ZIP 44138 Foreclosure, Tax-Lien & Distress Report

Cuyahoga County, Ohio's ZIP 44138 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (87/100). The pressure is most legible in structural risk (46/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Structural exposure scores 46 and live distress 3 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 19% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 77% of homes, renters 23%. Vacancy runs 4.0%. A median home runs $252,400 here, or 2.5 times local income. On demographic stress specifically, 44138 scores 21/100. About 23,129 people live here, median age 43. The ZIP holds roughly 9,922 housing units. Median household income is $93,877, above the U.S. median near $78,000. Educational attainment sits at 45% bachelor's-or-above. Around 26% of renters are cost-burdened. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas.

On balance, 44138 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 44138 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 44138 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 44138 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 for 44138 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 44138 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.