ZIP 44138 Property Distress & Foreclosure Data

Cuyahoga County, Ohio's ZIP 44138 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (88/100). The most distinctive pressure shows up in structural risk (51/100), institutional ownership (20/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (9/100) register low. Structural risk reads 51/100 against active distress of 3/100.

The market reads expansion — home values rose 5.9% year on year, and 19% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 77% of homes, renters 23%. Vacancy runs 4.0%. Home values center near $252,400, an affordability ratio of 2.5× — accessible. DLRadar's demographic-stress index for the area reads 21/100. About 23,129 people live here, median age 43. There are about 9,922 housing units across 44138. Median household income is $93,877, above the U.S. median near $78,000. Educational attainment sits at 45% bachelor's-or-above. Rent burden reaches 26% of tenant households. 5.6% of residents fall below the poverty threshold.

Overall 44138 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.