ZIP 44139 Foreclosure, Tax-Lien & Distress Report

In Cuyahoga County, Ohio, ZIP 44139 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). The latent-versus-live split is 47/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (88/100).

The market reads peak — home values rose 3.8% year on year, and 15% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $134,924, above the U.S. median near $78,000. Vacancy runs 3.6%. There are about 9,452 housing units across 44139. About 24,754 people live here, median age 44. DLRadar's demographic-stress index for the area reads 22/100. Around 63% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. 85% of housing is owner-occupied. The poverty rate is 4.3% — low. Home values center near $389,700, an affordability ratio of 2.8× — accessible.

On balance, 44139 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 44139 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44139 can be compared directly against any other ZIP in Cuyahoga County, Ohio or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 44139 shows blanks, not estimates, wherever the record is sparse.

Behind 44139's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 44139 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.