ZIP 44146 Foreclosure, Tax-Lien & Distress Report

Cuyahoga County, Ohio's ZIP 44146 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (88/100). Structural risk reads 47/100 against active distress of 3/100. The pressure is most legible in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.

The peak-phase market in 44146 posted values that rose 3.8% over the year, and 23% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 29/100. Roughly 13.1% live below the poverty line. Vacancy runs 8.4%. Rent burden reaches 38% of tenant households. At $53,049, median income runs below typical U.S. levels. Educational attainment sits at 23% bachelor's-or-above. Owners hold 55% of homes, renters 45%. About 29,474 people live here, median age 44. There are about 15,234 housing units across 44146. The typical home is worth about $155,000 (2.7× income, relatively affordable).

Net-net, 44146 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 44146 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 44146 stays directly comparable to neighboring ZIPs and the rest of Cuyahoga County, Ohio. Every figure is auditable to a public dataset and refreshed as records update; 44146 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 44146 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 44146 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.