ZIP 44102 Property Distress & Foreclosure Data

ZIP code 44102 in Cuyahoga County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (51/100), institutional ownership (20/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 51/100 structural and 3/100 already moving.

The market reads expansion — home values rose 5.9% year on year, and 31% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $40,303, below the U.S. median near $78,000. 32.9% of residents fall below the poverty threshold. Around 41% of renters are cost-burdened. Educational attainment sits at 25% bachelor's-or-above. Home values center near $113,400, an affordability ratio of 2.5× — accessible. The ZIP holds roughly 23,262 housing units. DLRadar's demographic-stress index for the area reads 36/100. About 40,178 people live here, median age 35. The vacancy rate is 16.5% — elevated. Owners hold 35% of homes, renters 65%.

Net-net, 44102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.