ZIP 44115 Foreclosure, Tax-Lien & Distress Report

ZIP code 44115 in Cuyahoga County, Ohio carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (87/100). On the structural side it scores 46/100, with 3/100 of stress already active. Its standout signals are structural risk (46/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 3.8% year on year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 53.6% — high, a tax-stress and distress correlate. Owners hold 8% of homes, renters 92%. At $21,293, median income runs below typical U.S. levels. Around 34% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households. The vacancy rate is 10.3%. 10,389 residents call 44115 home, typically aged 26. The demographic-stress sub-score lands at 55/100. There are about 5,841 housing units across 44115. Home values center near $178,000, an affordability ratio of 7.1× — stretched.

Net-net, 44115 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 44115 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 44115 stays directly comparable to neighboring ZIPs and the rest of Cuyahoga County, Ohio. Sparse data for 44115 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 figure for 44115 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 44115 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.