ZIP 44040 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 44040 (Cuyahoga County, Ohio) returns a low composite of 21/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (87/100). The most distinctive pressure shows up in structural risk (46/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. The split runs 46/100 structural to 3/100 active on the ground.

The peak-phase market in 44040 posted values that rose 3.8% over the year, and 15% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 4.9%. Owners hold 95% of homes, renters 5%. The ZIP holds roughly 1,223 housing units. Households earn a median $166,579 — above the roughly $78,000 national figure. The typical home is worth about $587,700 (3.0× income, relatively affordable). DLRadar's demographic-stress index for the area reads 19/100. About 3,032 people live here, median age 55. Rent burden reaches 19% of tenant households. 6.7% of residents fall below the poverty threshold. Educational attainment sits at 62% bachelor's-or-above.

Overall 44040 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 44040 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 44040 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 44040 stays directly comparable to neighboring ZIPs and the rest of Cuyahoga County, Ohio. Where the public record is thin for 44040, the field stays empty rather than modeled, and fills in as new documents post.

44040's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 44040 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.