ZIP 44116 Foreclosure, Tax-Lien & Distress Report

In Cuyahoga County, Ohio, ZIP 44116 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (87/100)). Leading the profile are structural risk (46/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. The split runs 46/100 structural to 3/100 active on the ground.

The peak-phase market in 44116 posted values that rose 3.8% over the year, and 21% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 21,527 with a median age of 43. Home values center near $349,300, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 10,480 housing units. Owners hold 71% of homes, renters 29%. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 36% of tenant households. On demographic stress specifically, 44116 scores 24/100. About 64% have a four-year degree. The vacancy rate is 6.6%. Median household income is $93,532, above the U.S. median near $78,000.

On balance, 44116 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 44116 at the moment; the composite and its components are still built from verifiable public records.

The 44116 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 44116 stays directly comparable to neighboring ZIPs and the rest of Cuyahoga County, Ohio. Nothing here is interpolated — where a source is thin for 44116, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 44116 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 44116 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.