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ZIP 44120 Foreclosure, Tax-Lien & Distress Report

Cuyahoga County, Ohio · High Vacancy market

In Cuyahoga County, Ohio, ZIP 44120 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (87/100)). The latent-versus-live split is 46/100 structural and 3/100 already moving. Its heaviest discrete signals: structural risk (46/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.

The peak-phase market in 44120 posted values that rose 3.8% over the year, and 24% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Around 39% of renters are cost-burdened. 24.5% of residents fall below the poverty threshold. The vacancy rate is 17.4% — elevated. Population is roughly 34,274 with a median age of 43. About 37% have a four-year degree. The demographic-stress sub-score lands at 32/100. Households earn a median $46,326 — below the roughly $78,000 national figure. The tenure split is 48% owner-occupied to 52% rented. There are about 20,490 housing units across 44120. The typical home is worth about $111,400 (2.5× income, relatively affordable).

Taken together, 44120 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 44120 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 44120's 21/100 can be lined up against any neighbor in Cuyahoga County, Ohio or any ZIP coast to coast. Sparse data for 44120 shows as blanks, never estimates, and the score updates on every fresh public filing.

44120's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 44120 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

21/100
Composite stress
46/100
Structural risk
3/100
Distress activity

ZIP 44120 distress signals, scored

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk98
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 44120 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 44120, the same set carried on every parcel.

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Other Cuyahoga County ZIP codes

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