ZIP 44120 Property Distress & Foreclosure Data

ZIP code 44120 in Cuyahoga County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 51/100 structural and 3/100 already moving. What sets it apart are the readings on structural risk (51/100), institutional ownership (20/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 5.9% year on year, and 24% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 39% of renters are cost-burdened. 24.5% of residents fall below the poverty threshold. The vacancy rate is 17.4% — elevated. About 34,274 people live here, median age 43. Educational attainment sits at 37% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $46,326, below the U.S. median near $78,000. Owners hold 48% of homes, renters 52%. The ZIP holds roughly 20,490 housing units. Home values center near $111,400, an affordability ratio of 2.5× — accessible.

Net-net, 44120 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.