ZIP 44125 Foreclosure, Tax-Lien & Distress Report

ZIP code 44125 in Cuyahoga County, Ohio carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 46/100 while live distress already moving reads 3/100. Its standout signals are structural risk (46/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (87/100).

The peak-phase market in 44125 posted values that rose 3.8% over the year, and 16% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $116,500, an affordability ratio of 1.9× — accessible. There are about 12,987 housing units across 44125. 29,366 residents call 44125 home, typically aged 39. The tenure split is 62% owner-occupied to 38% rented. The vacancy rate is 7.5%. Roughly 19.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $55,524 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 31/100. Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 55% of tenant households.

On balance 44125 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 44125 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 44125 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 44125 reflects the current record instead of a stale or modeled snapshot.

Behind 44125's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 44125 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.