ZIP 44140 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 44140 (Cuyahoga County, Ohio) lands at 21/100 — low on DLRadar's distress scoring. The most distinctive pressure shows up in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Structural risk reads 47/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (88/100)).

The market reads peak — home values rose 3.8% year on year, and 22% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 19/100. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 34% of tenant households. Around 66% of adults hold a bachelor's degree or higher. At $122,083, median income runs above typical U.S. levels. There are about 6,359 housing units across 44140. About 15,992 people live here, median age 43. The typical home is worth about $353,000 (2.7× income, relatively affordable). Vacancy runs 3.3%. Owners hold 91% of homes, renters 9%.

On balance, 44140 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 44140 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 44140's 21/100 can be lined up against any neighbor in Cuyahoga County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 44140 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 44140 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 44140 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.