ZIP 44140 Property Distress & Foreclosure Data

DLRadar grades ZIP 44140 (Cuyahoga County, Ohio) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (51/100), institutional ownership (20/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (9/100) stay muted. On the structural side it scores 51/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (88/100).

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 22% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 19/100. The poverty rate is 4.2% — low. Around 34% of renters are cost-burdened. Around 66% of adults hold a bachelor's degree or higher. At $122,083, median income runs above typical U.S. levels. The ZIP holds roughly 6,359 housing units. 15,992 residents call 44140 home, typically aged 43. The typical home is worth about $353,000 (2.7× income, relatively affordable). The vacancy rate is 3.3%. 91% of housing is owner-occupied.

On balance, 44140 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.