ZIP 44028 Property Distress & Foreclosure Data

DLRadar grades ZIP 44028 (Lorain County, Ohio) at a low 23/100 for overall property distress. Structural risk reads 51/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (70/100)). Property-level stress concentrates in structural risk (51/100), construction/permit lag (45/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The expansion-phase market in 44028 posted values that rose 5.9% over the year, and 17% higher over three years, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $331,700 here, or 3.6 times local income. Rent burden reaches 55% of tenant households. Vacancy runs 3.2%. There are about 4,080 housing units across 44028. The tenure split is 91% owner-occupied to 9% rented. Households earn a median $86,991 — near the roughly $78,000 national figure. Population is roughly 9,313 with a median age of 48. On demographic stress specifically, 44028 scores 29/100. Roughly 9.0% live below the poverty line. About 32% have a four-year degree.

Broadly, 44028 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.