ZIP 44052 Foreclosure, Tax-Lien & Distress Report

ZIP code 44052 in Lorain County, Ohio carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (42/100), institutional ownership (16/100), construction/permit lag (11/100). By contrast, construction/permit lag (11/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (70/100). Structural risk reads 42/100 against active distress of 2/100.

The market reads peak — home values rose 3.8% year on year, and 27% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Median household income is $42,298, below the U.S. median near $78,000. On demographic stress specifically, 44052 scores 35/100. Owners hold 53% of homes, renters 47%. Rent burden reaches 44% of tenant households. The ZIP holds roughly 13,776 housing units. Around 12% of adults hold a bachelor's degree or higher. The vacancy rate is 13.5% — elevated. The typical home is worth about $116,000 (2.5× income, relatively affordable). Roughly 30.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 28,067 people live here, median age 39.

Net-net, 44052 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 44052 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 44052 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 44052 stays directly comparable to neighboring ZIPs and the rest of Lorain County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 44052 shows blanks, not estimates, wherever the record is sparse.

Each component behind 44052 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Practically, 44052 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.