ZIP 44053 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 44053 in Lorain County, Ohio comes in at 19, a low composite-distress reading. Structurally it carries 42/100, against 2/100 of stress already in motion. Its heaviest discrete signals: structural risk (42/100), institutional ownership (16/100), construction/permit lag (10/100). By contrast, construction/permit lag (10/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (68/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 25% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 64% owner-occupied to 36% rented. Around 39% of renters are cost-burdened. Home values center near $206,300, an affordability ratio of 2.9× — accessible. The poverty rate is 18.2% — high, a tax-stress and distress correlate. Vacancy runs 6.8%. The ZIP holds roughly 9,616 housing units. Population is roughly 21,257 with a median age of 40. Around 21% of adults hold a bachelor's degree or higher. Median household income is $65,332, below the U.S. median near $78,000. The demographic-stress sub-score lands at 31/100.

Overall, 44053 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 44053 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 44053 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 44053 stays directly comparable to neighboring ZIPs and the rest of Lorain County, Ohio. Nothing here is interpolated — where a source is thin for 44053, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 for 44053 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 44053 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.