ZIP 44053 Property Distress & Foreclosure Data

ZIP code 44053 in Lorain County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 51/100 against active distress of 2/100. What sets it apart are the readings on structural risk (51/100), construction/permit lag (45/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (70/100).

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 25% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

64% of housing is owner-occupied. Rent burden reaches 39% of tenant households. The typical home is worth about $206,300 (2.9× income, relatively affordable). The poverty rate is 18.2% — high, a tax-stress and distress correlate. Vacancy runs 6.8%. There are about 9,616 housing units across 44053. 21,257 residents call 44053 home, typically aged 40. Around 21% of adults hold a bachelor's degree or higher. At $65,332, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 31/100.

Overall, 44053 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.