ZIP 44044 Property Distress & Foreclosure Data

ZIP code 44044 in Lorain County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (70/100). What sets it apart are the readings on structural risk (51/100), construction/permit lag (45/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural exposure scores 51 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 26% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $257,500 (2.7× income, relatively affordable). The demographic-stress sub-score lands at 25/100. There are about 4,359 housing units across 44044. 88% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 2.8%. The poverty rate is 5.8% — low. At $86,582, median income runs near typical U.S. levels. 14,422 residents call 44044 home, typically aged 47. Rent burden reaches 32% of tenant households.

On balance, 44044 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.