ZIP 44044 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 44044 (Lorain County, Ohio) at a low 19/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (70/100). Its heaviest discrete signals: structural risk (42/100), institutional ownership (16/100), construction/permit lag (11/100). By contrast, construction/permit lag (11/100) and mortgage stress (7/100) register low. The latent-versus-live split is 42/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.8% year on year, and 26% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $257,500, an affordability ratio of 2.7× — accessible. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 4,359 housing units. Owners hold 88% of homes, renters 12%. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 2.8%. 5.8% of residents fall below the poverty threshold. At $86,582, median income runs near typical U.S. levels. 14,422 residents call 44044 home, typically aged 47. Rent burden reaches 32% of tenant households.

Broadly, 44044 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 44044 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 44044's 19/100 can be lined up against any neighbor in Lorain County, Ohio or any ZIP coast to coast. 44044 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 for 44044 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 44044 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.