ZIP 44050 Property Distress & Foreclosure Data

DLRadar grades ZIP 44050 (Lorain County, Ohio) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (51/100), construction/permit lag (45/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 22% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 2,825 housing units. 87% of housing is owner-occupied. The vacancy rate is 4.6%. Around 30% of renters are cost-burdened. The poverty rate is 3.2% — low. Around 25% of adults hold a bachelor's degree or higher. At $100,625, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. The typical home is worth about $276,500 (2.6× income, relatively affordable). 7,204 residents call 44050 home, typically aged 46.

On balance, 44050 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.