ZIP 44074 Foreclosure, Tax-Lien & Distress Report

ZIP 44074's composite property-distress score is 19/100 - DLRadar classes that as low for Lorain County, Ohio. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (70/100)). Structural exposure scores 42 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in structural risk (42/100), institutional ownership (16/100), construction/permit lag (11/100). construction/permit lag (11/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 3.8% year on year, and 10% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $73,697, median income runs near typical U.S. levels. The ZIP holds roughly 4,078 housing units. About 11,684 people live here, median age 36. Around 43% of adults hold a bachelor's degree or higher. Rent burden reaches 43% of tenant households. Owners hold 68% of homes, renters 32%. The poverty rate is 13.4%. Home values center near $234,200, an affordability ratio of 3.1× — accessible. The demographic-stress sub-score lands at 29/100. Vacancy runs 8.6%.

On balance 44074 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 44074 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 44074 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44074 can be compared directly against any other ZIP in Lorain County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 44074, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

44074's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 44074 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.