ZIP 44074 Property Distress & Foreclosure Data

Composite property distress in 44074 (Lorain County, Ohio) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (70/100). On the structural side it scores 51/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (45/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 10% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $73,697, median income runs near typical U.S. levels. The ZIP holds roughly 4,078 housing units. 11,684 residents call 44074 home, typically aged 36. Around 43% of adults hold a bachelor's degree or higher. Around 43% of renters are cost-burdened. 68% of housing is owner-occupied. The poverty rate is 13.4%. The typical home is worth about $234,200 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 29/100. The vacancy rate is 8.6%.

Overall, 44074 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.