ZIP 44889 Foreclosure, Tax-Lien & Distress Report

In Huron County, Ohio, ZIP 44889 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural exposure scores 22 and live distress 1 on the 0–100 scale. The pressure is most legible in structural risk (22/100), construction/permit lag (10/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

The market reads peak — home values rose 4.4% year on year, and 31% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 2,984 housing units. Rent burden reaches 29% of tenant households. Roughly 11.0% live below the poverty line. The demographic-stress sub-score lands at 27/100. Home values center near $242,200, an affordability ratio of 2.6× — accessible. Population is roughly 7,251 with a median age of 45. Educational attainment sits at 11% bachelor's-or-above. Vacancy runs 10.9%. At $86,852, median income runs near typical U.S. levels. 84% of housing is owner-occupied.

Overall 44889 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 44889 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 44889 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 44889 shows blanks, not estimates, wherever the record is sparse.

The 11/100 figure for 44889 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 44889 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.