ZIP 44814 Foreclosure, Tax-Lien & Distress Report
Erie County, Ohio · Affordable market
ZIP code 44814 in Erie County, Ohio carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). The latent-versus-live split is 32/100 structural and 1/100 already moving. Its heaviest discrete signals: construction/permit lag (51/100), structural risk (32/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).
The expansion-phase market in 44814 posted values that rose 5.9% over the year, and 31% higher over three years, at 53/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Households earn a median $72,455 — near the roughly $78,000 national figure. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. The vacancy rate is 6.4%. The poverty rate is 10.6%. Around 21% of adults hold a bachelor's degree or higher. Around 8% of renters are cost-burdened. About 2,329 people live here, median age 42. There are about 1,078 housing units across 44814. Home values center near $193,600, an affordability ratio of 3.2× — accessible.
Overall, 44814 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 44814 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 44814's 15/100 can be lined up against any neighbor in Erie County, Ohio or any ZIP coast to coast. Sparse data for 44814 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 15/100 figure for 44814 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 44814 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 44814’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 44814 Stress Report snapshot
The live 44814 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Erie County ZIP codes
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Open the complete 44814 acquisition file
Every distressed parcel in 44814 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology