ZIP 44870 Property Distress & Foreclosure Data

DLRadar grades ZIP 44870 (Erie County, Ohio) at a low 16/100 for overall property distress. Property-level stress concentrates in construction/permit lag (60/100), structural risk (34/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. On the structural side it scores 34/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).

The market reads expansion — home values rose 9.9% year on year, and 32% higher over three years (phase confidence 69/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 20,068 housing units. 17.3% of residents fall below the poverty threshold. About 39,817 people live here, median age 40. Educational attainment sits at 25% bachelor's-or-above. Around 40% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $163,200, an affordability ratio of 2.5× — accessible. The vacancy rate is 15.4% — elevated. Median household income is $58,797, below the U.S. median near $78,000. Owners hold 60% of homes, renters 40%.

Net-net, 44870 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.