ZIP 44846 Property Distress & Foreclosure Data

ZIP code 44846 in Erie County, Ohio carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). What sets it apart are the readings on construction/permit lag (59/100), structural risk (34/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 34/100 against active distress of 1/100.

The market reads expansion — home values rose 9.7% year on year, and 29% higher over three years, at 68/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $243,500, an affordability ratio of 2.4× — accessible. Owners hold 84% of homes, renters 16%. About 3,361 people live here, median age 45. Rent burden reaches 8% of tenant households. DLRadar's demographic-stress index for the area reads 20/100. There are about 1,521 housing units across 44846. Educational attainment sits at 32% bachelor's-or-above. 5.8% of residents fall below the poverty threshold. Vacancy runs 7.3%. Median household income is $97,109, above the U.S. median near $78,000.

Overall 44846 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.