ZIP 44846 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 44846 (Erie County, Ohio) lands at 15/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). The most distinctive pressure shows up in construction/permit lag (51/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The split runs 32/100 structural to 1/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 29% higher over three years, at 53/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $243,500 (2.4× income, relatively affordable). Owners hold 84% of homes, renters 16%. 3,361 residents call 44846 home, typically aged 45. Rent burden reaches 8% of tenant households. On demographic stress specifically, 44846 scores 20/100. The ZIP holds roughly 1,521 housing units. About 32% have a four-year degree. 5.8% of residents fall below the poverty threshold. Vacancy runs 7.3%. Median household income is $97,109, above the U.S. median near $78,000.

On balance, 44846 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 44846 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 44846 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44846 can be compared directly against any other ZIP in Erie County, Ohio or nationwide. Where the public record is thin for 44846, the field stays empty rather than modeled, and fills in as new documents post.

44846's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 44846 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.