ZIP 44865 Foreclosure, Tax-Lien & Distress Report
Huron County, Ohio · High Vacancy market
In Huron County, Ohio, ZIP 44865 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structurally it carries 27/100, against 1/100 of stress already in motion. The pressure is most legible in construction/permit lag (38/100), structural risk (27/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.
Prices here sit in a peak phase: values rose 0.9% over the trailing year, 2.2% off the recent peak, and 20% higher over three years, at 43/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 1,332 housing units across 44865. Home values center near $147,200, an affordability ratio of 1.9× — accessible. Roughly 14.5% live below the poverty line. Around 26% of renters are cost-burdened. Population is roughly 3,123 with a median age of 41. About 16% have a four-year degree. At $73,173, median income runs near typical U.S. levels. On demographic stress specifically, 44865 scores 25/100. The vacancy rate is 12.9% — elevated. 76% of housing is owner-occupied.
Taken together, 44865 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 44865 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 44865's 13/100 can be lined up against any neighbor in Huron County, Ohio or any ZIP coast to coast. Sparse data for 44865 shows as blanks, never estimates, and the score updates on every fresh public filing.
44865's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 44865 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 44865
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 44865 by the numbers
44865 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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