ZIP 44865 Foreclosure, Tax-Lien & Distress Report

In Huron County, Ohio, ZIP 44865 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 27/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (38/100), structural risk (27/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 44865 posted values that rose 3.6% over the year, and 20% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,332 housing units. A median home runs $147,200 here, or 1.9 times local income. Roughly 14.5% live below the poverty line. Around 26% of renters are cost-burdened. Population is roughly 3,123 with a median age of 41. About 16% have a four-year degree. Households earn a median $73,173 — near the roughly $78,000 national figure. On demographic stress specifically, 44865 scores 25/100. The vacancy rate is 12.9% — elevated. The tenure split is 76% owner-occupied to 24% rented.

On the whole, 44865 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.