ZIP 44822 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 44822 in Richland County, Ohio comes in at 17, a low composite-distress reading. Structurally it carries 37/100, against 1/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (72/100), structural risk (37/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (61/100).

The contraction-phase market in 44822 posted values that held roughly flat over the year, 3.0% off the recent peak, and 38% higher over three years, at 49/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

4,119 residents call 44822 home, typically aged 31. There are about 1,330 housing units across 44822. 7.0% of residents fall below the poverty threshold. Rent burden reaches 46% of tenant households. Owners hold 76% of homes, renters 24%. Vacancy runs 13.7%, above the national norm and a classic distress-and-opportunity signal. Around 19% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 31/100. A median home runs $245,700 here, or 3.2 times local income. At $66,816, median income runs below typical U.S. levels.

Net-net, 44822 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 44822 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 44822 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44822 can be compared directly against any other ZIP in Richland County, Ohio or nationwide. The score is rebuilt from public data as it updates, so 44822 reflects the current record instead of a stale or modeled snapshot.

Each component behind 44822 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. The point of the 44822 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.