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ZIP 44904 Foreclosure, Tax-Lien & Distress Report

Richland County, Ohio · Cooling Market market

Scored purely from public records, 44904 (Richland County, Ohio) returns a minimal composite of 14/100. Structural exposure scores 32 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (66/100), structural risk (32/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The contraction-phase market in 44904 posted values that fell 0.7% over the year, 3.1% off the recent peak, and 26% higher over three years (phase confidence 54/100). Falling values surface more motivated sellers and below-market exits.

Owners hold 75% of homes, renters 25%. Rent burden reaches 20% of tenant households. The ZIP holds roughly 5,854 housing units. Around 28% of adults hold a bachelor's degree or higher. Median household income is $61,458, below the U.S. median near $78,000. Vacancy runs 2.9%. On demographic stress specifically, 44904 scores 26/100. Home values center near $211,600, an affordability ratio of 3.2× — accessible. The poverty rate is 12.6%. About 14,057 people live here, median age 42.

Taken together, 44904 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 44904 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 44904 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Richland County, Ohio and the nation. Sparse data for 44904 shows as blanks, never estimates, and the score updates on every fresh public filing.

44904's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 44904 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

14/100
Composite stress
32/100
Structural risk
1/100
Distress activity

What is driving ZIP 44904’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk49
Another 9 scored dimensions sit behind 44904

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 44904 by the numbers

The live 44904 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Related reports across Richland County, Ohio

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