ZIP 44813 Foreclosure, Tax-Lien & Distress Report

In Richland County, Ohio, ZIP 44813 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are construction/permit lag (66/100), structural risk (35/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. On the structural side it scores 35/100, with 1/100 of stress already active.

The market reads contraction — home values fell 2.0% year on year, 4.3% off the recent peak, and 37% higher over three years, at 78/100 phase confidence. A cooling market tends to open discount-to-value windows.

7,816 residents call 44813 home, typically aged 46. Owners hold 78% of homes, renters 22%. The typical home is worth about $225,200 (2.6× income, relatively affordable). Rent burden reaches 23% of tenant households. Vacancy runs 4.3%. On demographic stress specifically, 44813 scores 24/100. The ZIP holds roughly 3,556 housing units. 6.5% of residents fall below the poverty threshold. Median household income is $81,214, near the U.S. median near $78,000. About 21% have a four-year degree.

On the whole, 44813 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 44813 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 44813's 16/100 can be lined up against any neighbor in Richland County, Ohio or any ZIP coast to coast. Sparse data for 44813 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 16/100 for 44813 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 44813 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.