ZIP 44902 Foreclosure, Tax-Lien & Distress Report

ZIP 44902's composite property-distress score is 27/100 - DLRadar classes that as low for Richland County, Ohio. Leading the profile are construction/permit lag (65/100), insurance pressure (36/100), structural risk (36/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (63/100)). The split runs 36/100 structural to 1/100 active on the ground.

Prices here sit in a contraction phase: values fell 2.9% over the trailing year, 5.0% off the recent peak, and 74% higher over three years, at 92/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Rent burden reaches 54% of tenant households. Roughly 39.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $31,619, median income runs below typical U.S. levels. Educational attainment sits at 5% bachelor's-or-above. The ZIP holds roughly 2,179 housing units. The tenure split is 35% owner-occupied to 65% rented. On demographic stress specifically, 44902 scores 40/100. About 4,876 people live here, median age 34. The typical home is worth about $62,300 (1.9× income, relatively affordable). Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 44902 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 44902 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 44902 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 44902 reflects the current record instead of a stale or modeled snapshot.

Behind 44902's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 44902 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.