ZIP 44903 Foreclosure, Tax-Lien & Distress Report
Richland County, Ohio · Cooling Market market
ZIP 44903's composite property-distress score is 16/100 - DLRadar classes that as low for Richland County, Ohio. Latent structural risk is 35/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). Property-level stress concentrates in construction/permit lag (65/100), structural risk (35/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.
Prices here sit in a contraction phase: values fell 2.6% over the trailing year, 4.8% off the recent peak, and 25% higher over three years (phase confidence 87/100). Falling values surface more motivated sellers and below-market exits.
There are about 11,281 housing units across 44903. Educational attainment sits at 20% bachelor's-or-above. Home values center near $180,600, an affordability ratio of 2.7× — accessible. DLRadar's demographic-stress index for the area reads 30/100. 72% of housing is owner-occupied. Vacancy runs 8.7%. The poverty rate is 19.5% — high, a tax-stress and distress correlate. Rent burden reaches 40% of tenant households. About 26,804 people live here, median age 39. Households earn a median $65,421 — below the roughly $78,000 national figure.
On the whole, 44903 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 44903 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 44903's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 44903, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 44903 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 44903 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 44903
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 44903 by the numbers
A live read on 44903: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Richland County ZIP codes
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Additional distress intelligence spanning Richland County, Ohio by ZIP, county and state.
Open the complete 44903 acquisition file
The full 44903 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology