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ZIP 44287 Foreclosure, Tax-Lien & Distress Report

Wayne County, Ohio · Affordable market

In Wayne County, Ohio, ZIP 44287 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The latent-versus-live split is 42/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (42/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low.

The peak-phase market in 44287 posted values that rose 3.9% over the year, and 27% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 44% of renters are cost-burdened. The poverty rate is 9.6%. Population is roughly 7,892 with a median age of 42. Around 22% of adults hold a bachelor's degree or higher. There are about 2,971 housing units across 44287. Owners hold 87% of homes, renters 13%. The demographic-stress sub-score lands at 26/100. The vacancy rate is 6.1%. At $71,146, median income runs near typical U.S. levels. Home values center near $194,500, an affordability ratio of 2.4× — accessible.

On balance 44287 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 44287 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 44287 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Wayne County, Ohio and the nation. Where the public record is thin for 44287, the field stays empty rather than modeled, and fills in as new documents post.

Behind 44287's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 44287 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

18/100
Composite stress
42/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 44287

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk61
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

44287 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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