ZIP 44618 Property Distress & Foreclosure Data

DLRadar grades ZIP 44618 (Wayne County, Ohio) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (63/100), structural risk (51/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (66/100). On the structural side it scores 51/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.2% year on year, and 26% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $69,282, near the U.S. median near $78,000. 8.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 26% bachelor's-or-above. Owners hold 77% of homes, renters 23%. About 7,869 people live here, median age 33. Around 21% of renters are cost-burdened. Home values center near $248,800, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 2,525 housing units. The vacancy rate is 5.1%.

Net-net, 44618 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.