ZIP 44677 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 44677 (Wayne County, Ohio) at a low 21/100 for overall property distress. Structural exposure scores 48 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (48/100), structural risk (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (64/100)).

The peak-phase market in 44677 posted values that rose 3.9% over the year, and 39% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,118 housing units. At $73,631, median income runs near typical U.S. levels. The typical home is worth about $230,600 (2.7× income, relatively affordable). Vacancy runs 7.1%. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Around 32% of renters are cost-burdened. The tenure split is 79% owner-occupied to 21% rented. The demographic-stress sub-score lands at 25/100. About 2,867 people live here, median age 41. Around 27% of adults hold a bachelor's degree or higher.

On balance 44677 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 44677 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 44677 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Wayne County, Ohio and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 44677 shows blanks, not estimates, wherever the record is sparse.

Behind 44677's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 44677 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.