ZIP 44645 Property Distress & Foreclosure Data

DLRadar grades ZIP 44645 (Wayne County, Ohio) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (69/100), structural risk (52/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (79/100), climate & FEMA risk (65/100). The latent-versus-live split is 52/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.1% year on year, and 15% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 20/100. 3.0% of residents fall below the poverty threshold. Median household income is $85,583, near the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. Around 7% of renters are cost-burdened. About 2,797 people live here, median age 41. The vacancy rate is 3.3%. Owners hold 88% of homes, renters 12%. Home values center near $230,400, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 1,039 housing units.

Overall 44645 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.