ZIP 44645 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 44645 (Wayne County, Ohio) at a low 21/100 for overall property distress. What sets it apart are the readings on construction/permit lag (49/100), structural risk (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (65/100). Structural risk reads 48/100 against active distress of 2/100.

The market reads peak — home values rose 3.9% year on year, and 15% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 20/100. 3.0% of residents fall below the poverty threshold. Median household income is $85,583, near the U.S. median near $78,000. About 25% have a four-year degree. Rent burden reaches 7% of tenant households. About 2,797 people live here, median age 41. The vacancy rate is 3.3%. The tenure split is 88% owner-occupied to 12% rented. The typical home is worth about $230,400 (2.7× income, relatively affordable). There are about 1,039 housing units across 44645.

Broadly, 44645 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 44645 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 44645's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 44645, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 44645 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 44645 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.