ZIP 44645 Foreclosure, Tax-Lien & Distress Report
Wayne County, Ohio · Distress market
DLRadar grades ZIP 44645 (Wayne County, Ohio) at a low 20/100 for overall property distress. What sets it apart are the readings on structural risk (47/100), construction/permit lag (46/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (65/100). Structural risk reads 47/100 against active distress of 2/100.
The market reads peak — home values rose 3.9% year on year, and 15% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The demographic-stress sub-score lands at 20/100. 3.0% of residents fall below the poverty threshold. Median household income is $85,583, near the U.S. median near $78,000. About 25% have a four-year degree. Rent burden reaches 7% of tenant households. About 2,797 people live here, median age 41. The vacancy rate is 3.3%. The tenure split is 88% owner-occupied to 12% rented. The typical home is worth about $230,400 (2.7× income, relatively affordable). There are about 1,039 housing units across 44645.
Broadly, 44645 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 44645 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 44645's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 44645, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 44645 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 44645 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 44645 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 44645 distress snapshot
A live read on 44645: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Wayne County
Nearest ZIP codes to 44645
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Wayne County, Ohio
Further distress data across Wayne County, Ohio at ZIP, county and state level.
Unlock the full ZIP 44645 acquisition report
The full 44645 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology