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ZIP 44676 Foreclosure, Tax-Lien & Distress Report

Wayne County, Ohio · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 44676 in Wayne County, Ohio comes in at 19, a low composite-distress reading. Leading the profile are construction/permit lag (49/100), structural risk (43/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Climate and flood risk are elevated too — flood (NFIP) exposure (62/100), climate & FEMA risk (61/100). Structurally it carries 43/100, against 2/100 of stress already in motion.

The peak-phase market in 44676 posted values that rose 4.5% over the year, and 37% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.4%. Owners hold 81% of homes, renters 19%. Median household income is $73,668, near the U.S. median near $78,000. About 20% have a four-year degree. Rent burden reaches 12% of tenant households. Population is roughly 5,626 with a median age of 39. 8.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. The typical home is worth about $180,000 (2.4× income, relatively affordable). There are about 1,957 housing units across 44676.

On balance 44676 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 44676 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 44676's 19/100 can be lined up against any neighbor in Wayne County, Ohio or any ZIP coast to coast. Where the public record is thin for 44676, the field stays empty rather than modeled, and fills in as new documents post.

44676's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 44676 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

19/100
Composite stress
43/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 44676

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk61
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 44676 distress snapshot

The live 44676 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Wayne County ZIP reports

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See who owns each distressed property in 44676, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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