ZIP 44270 Foreclosure, Tax-Lien & Distress Report

ZIP code 44270 in Wayne County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (50/100), structural risk (47/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (6/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (66/100)). The split runs 47/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 3.9% year on year, and 18% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $66,016, below the U.S. median near $78,000. The typical home is worth about $170,200 (2.4× income, relatively affordable). Rent burden reaches 30% of tenant households. Educational attainment sits at 19% bachelor's-or-above. The ZIP holds roughly 3,475 housing units. 74% of housing is owner-occupied. The poverty rate is 11.1%. Population is roughly 8,138 with a median age of 39. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 6.0%.

Net-net, 44270 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 44270 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 44270 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 44270 stays directly comparable to neighboring ZIPs and the rest of Wayne County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 44270 shows blanks, not estimates, wherever the record is sparse.

The 20/100 for 44270 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 44270 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.