ZIP 44217 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 44217 in Wayne County, Ohio comes in at 20, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (76/100), climate & FEMA risk (65/100)). The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (47/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. On the structural side it scores 47/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.9% year on year, and 25% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 86% owner-occupied to 14% rented. A median home runs $199,200 here, or 2.8 times local income. On demographic stress specifically, 44217 scores 25/100. There are about 1,607 housing units across 44217. About 3,633 people live here, median age 44. The vacancy rate is 5.2%. Around 34% of renters are cost-burdened. Median household income is $64,800, below the U.S. median near $78,000. Around 21% of adults hold a bachelor's degree or higher. 5.9% of residents fall below the poverty threshold.

On balance 44217 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 44217 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 44217 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 44217 stays directly comparable to neighboring ZIPs and the rest of Wayne County, Ohio. Where the public record is thin for 44217, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 for 44217 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 44217 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.