ZIP 44611 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 44611 (Holmes County, Ohio) at a low 15/100 for overall property distress. The pressure is most legible in construction/permit lag (64/100), structural risk (33/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100). The latent-versus-live split is 33/100 structural and 1/100 already moving.

The market reads expansion — home values rose 5.9% year on year, and 66% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 0.0%. At $60,075, median income runs below typical U.S. levels. 94% of housing is owner-occupied. Around 100% of renters are cost-burdened. Home values center near $238,300, an affordability ratio of 2.8× — accessible. 25.4% of residents fall below the poverty threshold. About 2,313 people live here, median age 40. Educational attainment sits at 7% bachelor's-or-above. There are about 741 housing units across 44611. On demographic stress specifically, 44611 scores 39/100.

On the whole, 44611 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 44611 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 44611 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 44611 reflects the current record instead of a stale or modeled snapshot.

44611's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 44611 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.