Holmes County, OH: Foreclosures, Tax Liens & Distressed Properties

Holmes County, OH, Ohio: 19 ZIP codes scored, Holmes County, OH averaging 16/100 (low, Holmes, OH), from 13 to 19. Holmes County, OH is in its expansion phase (Holmes, OH confidence 34/100): Holmes, OH home prices up 6.0% (Holmes, OH) over twelve months. Holmes County, OH lender headwind: 64/100.

Highest-scoring Holmes County, OH ZIPs: 44681 (19/100), 43804 (18/100), 44624 (18/100), 44676 (18/100), 44627 (16/100), 44628 (16/100). Also scored in Holmes County, OH: 43006, 44610, 44633, 44637, 44654, 44660, 44661, 44687, 44690, 44611.

Across Holmes County, OH's scored ZIPs: median home value $212,340, household income $78,450, 11.1% vacancy, 8.4% poverty, 76% owner-occupied, median age 41.4.

Holmes County, OH insurance distress 0/100 (#2,976 in the US); FEMA hazard 0/100 for Holmes, OH; Holmes, OH construction distress 70/100.

7 banks with 19 branches lend in Holmes County, OH; Holmes, OH weighted bank stress 64/100, highest 74/100 in Holmes, OH.

Holmes County, OH unemployment 2.2% (Holmes, OH -1.0 pts, six months); 11 new housing units permitted in Holmes County, OH over twelve months, Holmes, OH down 21% from 14; Holmes, OH home prices +11.8% a year (Holmes, OH) over three years.

14,561 housing units in Holmes County, OH; 2,731 Holmes, OH renter households; 22% of Holmes, OH renters spend 30%+ of income on rent, 14% (Holmes, OH) half or more.

Holmes County, OH ranks #3,019 nationally on the opportunity index (Holmes, OH, among all ranked counties); Holmes, OH scores 23.0/100 and Holmes, OH sits #74 inside Ohio. Holmes, OH is in the weak opportunity phase; Holmes, OH's primary driver is construction, Holmes, OH second driver bank institutional; Holmes, OH moved down 275 places. 3 short-sale listings across Holmes, OH; 53 days on market observed in Holmes, OH; 7.2% vacancy over 19 Holmes, OH ZIPs.

No CFPB county sample covers Holmes County, OH. The non-metro area reading for Holmes, OH: 1.4% ninety-plus days late; Holmes, OH's thirty-to-eighty-nine share is 3.4% (Holmes, OH, December 2025 data); Ohio overall 1.0%.

Holmes County, OH has 6 watched banks; 6 Holmes, OH banks sit in an elevated band. Holmes, OH footprints: Coml&Svg Bk Millersburg Oh (7 branches, stress 61) in Holmes, OH; Killbuck Savings Bank Co (6 branches, stress 74) in Holmes, OH; First Federal Cmty Bank Na (2 branches, stress 58) in Holmes, OH.

HUD lists 1 assisted multifamily property in Holmes County, OH with 12 units; 12 Holmes, OH units are assisted.

1,166 of the 14,561 housing units in Holmes, OH sit vacant. Holmes County, OH permitted 0 multifamily units in twelve months; Holmes, OH's one-to-four unit structures added 11 units in Holmes County, OH.