ZIP 44628 Foreclosure, Tax-Lien & Distress Report

ZIP code 44628 in Holmes County, Ohio carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (77/100), structural risk (36/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 36 and live distress 1 on the 0–100 scale.

The expansion-phase market in 44628 posted values that rose 5.3% over the year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $183,200, an affordability ratio of 2.9× — accessible. There are about 716 housing units across 44628. The tenure split is 79% owner-occupied to 21% rented. Median household income is $57,222, below the U.S. median near $78,000. Population is roughly 1,039 with a median age of 47. 0.4% of residents fall below the poverty threshold. The vacancy rate is 25.7% — elevated. The demographic-stress sub-score lands at 33/100. Around 11% of adults hold a bachelor's degree or higher. Rent burden reaches 65% of tenant households.

On the whole, 44628 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 44628 at the moment; the composite and its components are still built from verifiable public records.

The 44628 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 44628 stays directly comparable to neighboring ZIPs and the rest of Holmes County, Ohio. The score is rebuilt from public data as it updates, so 44628 reflects the current record instead of a stale or modeled snapshot.

44628's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 44628 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.