ZIP 44654 Foreclosure, Tax-Lien & Distress Report
Holmes County, Ohio · Distress market
DLRadar grades ZIP 44654 (Holmes County, Ohio) at a low 15/100 for overall property distress. Structural exposure scores 34 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (34/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.
Prices here sit in a expansion phase: values rose 5.8% over the trailing year, and 20% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
At $75,195, median income runs near typical U.S. levels. 76% of housing is owner-occupied. Rent burden reaches 34% of tenant households. About 15% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. 20,329 residents call 44654 home, typically aged 32. There are about 6,986 housing units across 44654. Home values center near $297,800, an affordability ratio of 3.8× — accessible. 9.6% of residents fall below the poverty threshold. Vacancy runs 7.2%.
On balance 44654 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 44654 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44654 can be compared directly against any other ZIP in Holmes County, Ohio or nationwide. 44654 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
44654's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 44654 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 44654’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 44654 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Holmes County ZIPs near 44654
Nearest ZIP codes to 44654
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Holmes County, Ohio
More ZIP, county and state distress intelligence connected to Holmes County, Ohio.
Get the full acquisition report for 44654
See who owns each distressed property in 44654, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology