ZIP 44638 Property Distress & Foreclosure Data

Holmes County, Ohio's ZIP 44638 registers 14/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 31/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (31/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 48% of renters are cost-burdened. The typical home is worth about $195,100 (2.5× income, relatively affordable). The poverty rate is 2.2% — low. The demographic-stress sub-score lands at 29/100. At $68,750, median income runs near typical U.S. levels. 76% of housing is owner-occupied. Around 12% of adults hold a bachelor's degree or higher. 1,228 residents call 44638 home, typically aged 34. The vacancy rate is 19.7% — elevated. The ZIP holds roughly 613 housing units.

Taken together, 44638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.