ZIP 44638 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 44638 in Holmes County, Ohio comes in at 14, a minimal composite-distress reading. Structural exposure scores 32 and live distress 1 on the 0–100 scale. The pressure is most legible in construction/permit lag (58/100), structural risk (32/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low.

The market reads expansion — home values rose 5.2% year on year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 48% of tenant households. Home values center near $195,100, an affordability ratio of 2.5× — accessible. 2.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Households earn a median $68,750 — near the roughly $78,000 national figure. The tenure split is 76% owner-occupied to 24% rented. Around 12% of adults hold a bachelor's degree or higher. Population is roughly 1,228 with a median age of 34. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 613 housing units.

Net-net, 44638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 44638 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 44638's 14/100 can be lined up against any neighbor in Holmes County, Ohio or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 44638 reflects the current record instead of a stale or modeled snapshot.

The 14/100 for 44638 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 44638 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.