ZIP 44864 Property Distress & Foreclosure Data

ZIP code 44864 in Ashland County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (51/100), structural risk (29/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 29/100 against active distress of 1/100.

The market reads peak — home values rose 4.2% year on year, and 19% higher over three years, at 41/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 6% of tenant households. Home values center near $160,500, an affordability ratio of 2.4× — accessible. Owners hold 87% of homes, renters 13%. 14.8% of residents fall below the poverty threshold. Median household income is $57,500, below the U.S. median near $78,000. About 3,089 people live here, median age 45. Educational attainment sits at 15% bachelor's-or-above. There are about 1,503 housing units across 44864. DLRadar's demographic-stress index for the area reads 23/100.

Net-net, 44864 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.