ZIP 44864 Foreclosure, Tax-Lien & Distress Report
Ashland County, Ohio · High Vacancy market
In Ashland County, Ohio, ZIP 44864 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (32/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Latent structural risk is 32/100 while live distress already moving reads 1/100.
The market reads peak — home values rose 2.1% year on year, 1.3% off the recent peak, and 19% higher over three years, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 16.8% — elevated. Rent burden reaches 6% of tenant households. A median home runs $160,500 here, or 2.4 times local income. The tenure split is 87% owner-occupied to 13% rented. 14.8% of residents fall below the poverty threshold. At $57,500, median income runs below typical U.S. levels. Population is roughly 3,089 with a median age of 45. Educational attainment sits at 15% bachelor's-or-above. The ZIP holds roughly 1,503 housing units. On demographic stress specifically, 44864 scores 23/100.
Net-net, 44864 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 44864 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 44864's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 44864 shows blanks, not estimates, wherever the record is sparse.
44864's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 44864 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 44864 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 44864 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Open the complete 44864 acquisition file
Every distressed parcel in 44864 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology