ZIP 44805 Foreclosure, Tax-Lien & Distress Report

ZIP code 44805 in Ashland County, Ohio carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structurally it carries 31/100, against 1/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (61/100), structural risk (31/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 25% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 8.2%. The poverty rate is 15.0%. Owners hold 73% of homes, renters 27%. Rent burden reaches 36% of tenant households. 31,024 residents call 44805 home, typically aged 39. The demographic-stress sub-score lands at 28/100. Households earn a median $62,058 — below the roughly $78,000 national figure. A median home runs $174,300 here, or 2.7 times local income. Educational attainment sits at 25% bachelor's-or-above. There are about 13,357 housing units across 44805.

On balance 44805 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 44805 at the moment; the composite and its components are still built from verifiable public records.

Whether 44805 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44805 can be compared directly against any other ZIP in Ashland County, Ohio or nationwide. Where the public record is thin for 44805, the field stays empty rather than modeled, and fills in as new documents post.

The 14/100 figure for 44805 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 44805 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.