ZIP 44859 Foreclosure, Tax-Lien & Distress Report

In Ashland County, Ohio, ZIP 44859 scores 12 of 100 for composite distress, a minimal level on DLRadar's distress index. The sharpest non-environmental signals are construction/permit lag (41/100), structural risk (26/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The split runs 26/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 3.9% year on year, and 8% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 851 housing units. Vacancy runs 0.0%. 100% of housing is owner-occupied. A median home runs $209,100 here, or 2.3 times local income. DLRadar's demographic-stress index for the area reads 31/100. Population is roughly 1,781 with a median age of 52. The poverty rate is 2.2% — low. Educational attainment sits at 19% bachelor's-or-above. At $85,688, median income runs near typical U.S. levels.

Overall 44859 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 44859 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 44859 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. 44859 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

44859's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 44859 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.