ZIP 44878 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 44878 in Richland County, Ohio comes in at 16, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). On the structural side it scores 35/100, with 1/100 of stress already active. The pressure is most legible in construction/permit lag (63/100), structural risk (35/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a contraction phase: values fell 2.2% over the trailing year, 4.5% off the recent peak, and 46% higher over three years, at 81/100 phase confidence. A cooling market tends to open discount-to-value windows.

Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 8% of tenant households. Median household income is $79,620, near the U.S. median near $78,000. The typical home is worth about $179,500 (2.3× income, relatively affordable). Educational attainment sits at 9% bachelor's-or-above. 2,943 residents call 44878 home, typically aged 33. The ZIP holds roughly 941 housing units. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 76% of homes, renters 24%. Vacancy runs 10.3%.

Taken together, 44878 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 44878 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 44878 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 44878 reflects the current record instead of a stale or modeled snapshot.

44878's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 44878 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.