ZIP 44875 Foreclosure, Tax-Lien & Distress Report

In Richland County, Ohio, ZIP 44875 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (61/100)). What sets it apart are the readings on construction/permit lag (65/100), structural risk (35/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. The split runs 35/100 structural to 1/100 active on the ground.

The market reads contraction — home values fell 2.4% year on year, 4.7% off the recent peak, and 28% higher over three years (phase confidence 85/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

About 14,026 people live here, median age 42. Owners hold 75% of homes, renters 25%. Vacancy runs 8.2%. The poverty rate is 12.0%. There are about 6,077 housing units across 44875. Households earn a median $60,669 — below the roughly $78,000 national figure. A median home runs $161,500 here, or 2.4 times local income. DLRadar's demographic-stress index for the area reads 27/100. Around 36% of renters are cost-burdened. About 15% have a four-year degree.

On the whole, 44875 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 44875 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 44875's 16/100 can be lined up against any neighbor in Richland County, Ohio or any ZIP coast to coast. Sparse data for 44875 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 44875 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. In workflow terms, 44875 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.