ZIP 44905 Foreclosure, Tax-Lien & Distress Report
Richland County, Ohio · Cooling Market market
ZIP code 44905 in Richland County, Ohio carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 36/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). Leading the profile are construction/permit lag (65/100), insurance pressure (36/100), structural risk (36/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.
Prices here sit in a contraction phase: values fell 2.9% over the trailing year, 5.0% off the recent peak, and 27% higher over three years, at 92/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
The typical home is worth about $117,200 (2.0× income, relatively affordable). Vacancy runs 8.7%. About 16,254 people live here, median age 39. DLRadar's demographic-stress index for the area reads 26/100. 77% of housing is owner-occupied. Roughly 12.8% live below the poverty line. The ZIP holds roughly 5,283 housing units. Educational attainment sits at 6% bachelor's-or-above. Median household income is $55,716, below the U.S. median near $78,000. Around 27% of renters are cost-burdened.
On the whole, 44905 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 44905 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 44905 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44905 can be compared directly against any other ZIP in Richland County, Ohio or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 44905 shows blanks, not estimates, wherever the record is sparse.
44905's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 44905 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 44905
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 44905 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 44905, the same set carried on every parcel.
Neighbouring ZIPs in Richland County
Nearest ZIP codes to 44905
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Richland County, Ohio
Further distress data across Richland County, Ohio at ZIP, county and state level.
Open the complete 44905 acquisition file
Get every distressed property in 44905 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology